@techreport{UNLVEconWPS2026012,
  title = {{Simple Determinants of Commercial Bank Failures}},
  author = {Matthrew Qi},
  year = {2026},
  date = {2026-05-21},
  type = {Working paper},
  series = {UNLV Undergraduate Economics Working Paper Series},
  number = {UNLV-Econ-WPS-2026-012},
  volume = {3},
  issue = {2},
  url = {https://doi.org/10.34917/40601201},
  pages = {1--11},
  doi = {10.34917/40601201}
}